Workpay | Mobile Banking App for Virtual Accounts & Transfers

Overview

Workpay is a digital banking app that enables users to open virtual accounts, issue virtual cards, and make fast, secure transfers - all from their mobile devices. Built on Verestro’s white-label fintech infrastructure, we customized, branded, and integrated the solution to deliver a streamlined and secure mobile banking experience.

Our team managed the entire process - from ideation and UI adaptation to development, integrations, and final deployment.

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Technology stack

Mobile App Development

AWS Cloud

Dart

Flutter

GraphQL

Java

Client request

The client wanted to launch a branded mobile banking solution with essential financial features in the shortest possible time. The requirements included:

• Mobile-first experience with account and card management
• Secure transfers with real-time transaction updates
• Full branding & customization of Verestro’s white-label fintech platform
• Compliance with financial and security standards

Business goals

The main goal was to quickly enter the digital banking market by leveraging a reliable fintech infrastructure while keeping the app lightweight, secure, and user-friendly.

• Launch a branded banking app using a white-label solution to reduce time-to-market
• Offer virtual accounts & card management directly in-app
• Enable fast & secure money transfers with transparent tracking
• Ensure enterprise-grade security compliant with financial regulations
• Prepare the platform for future financial features like bill payments or savings tools

Process

🧠 Discovery & Planning

• Assessed Verestro’s API capabilities for customization
• Designed essential user flows for onboarding, transfers, and card management

🎨 Design & Branding

• Customized the white-label interface with the client’s branding
• Created a clean, banking-inspired UI optimized for mobile

💻 Development & Integration

• Built cross-platform mobile app using Flutter
• Integrated Verestro APIs with a secure Java (Spring Boot) backend
• Configured AWS infrastructure for scalability and reliability

🚀 Launch & Delivery

• Deployed apps to App Store and Google Play
• Performed compliance and security testing
• Delivered documentation and trained the operational team

Conclusion

By customizing Verestro’s white-label fintech platform, we built Workpay—a secure, branded, and easy-to-use mobile banking app. With virtual account management, card issuance, and instant transfers, Workpay provides users with an accessible and secure mobile-first banking experience while remaining scalable for future financial features.

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